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Bank Financing Information
Financing is available for any structure over $1,000 and max loan of $25,000. It requires about 4 minutes with 12 quick questions. Can be 1 buyer or 2. Only requirement is that you are a HOME OWNER (not renting/leasing) and name must appear on the Deed/Mortgage.

Minimum 10% Down
Example Rates Chart
Credit Rate
750 - 850   9.95%
700 - 749   12.95%
650 - 699   15.95%
620 - 649   17.95%
Loan can have a term of up to 72 months and is valid for 30 days after approved. A credit check is required and your credit score will determine your interest rate. All loans have no penalty for early payoffs. Approvals are typically within 24 hours and on weekend submissions may be 48 hours.

It’s always best to speak with an Advisor prior to the loan application due to the fact that all the numbers for the application for amount requested needs to be 100% accurate. Otherwise it may delay your approval time.

Apply Online

Benefits to our bank financing:

  • Get $10,000 with No Interest in our Same As Cash 3, 6, 12 Month Programs.

  • Your approval is good for 30 days!

  • When ordering you can post-pone your installation date for up to 180 days and you have no payment until your structure is installed.

  • Apply for amounts between $1,000 and $25,000.

  • You are able to pay down the difference of your approval amount and the amount of the structure you are buying. Example: If you are approved for $5,000 but structure you want to buy is $6,000, you can put the difference of $1,000 down and buy your structure today!

Apply Online

Frequently Asked Finance Questions

Traditional Bank Requirements:
  1. Minimum finance term 24 mo.
  2. Name on drivers license or ID must match name as it appears on your order.
  3. If two names on loan, both must be on deed.
  4. If two names on Deed, only one can be on the loan.
  5. Proof of Homeownership.
    (Mortgage Statement/Deed Copy)
  6. Copy of Driver's License or State Issued ID.
  7. Debit ratio in line with proposed payment.
  8. Verifiable Income.
  9. $2,000 Minimum Mo Income.
Pricing Shown For: Virginia | 20147 Change

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Speak to an Advisor at 844-227-7678

Corporate Office:
    115 Atwood Street, Suite 404
    Sparta, North Carolina 28675

Mailing Address:
    Post Office BOX 136
    Sparta, North Carolina 28675

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